Policy scope depends on local law
Our Legal position starts with jurisdiction: access depends on local law, and you should only open or use an account where local law permits. We ask you to submit accurate account details and complete phone verification before account access is enabled. The same account record can
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show activity connected with DANA, OVO, GoPay, QRIS, bank transfer or a virtual account, allowing us to match a payment reference with the correct account during a policy check. If a withdrawal or wallet record needs clarification, we may request the receipt or reference visible in
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your cashier history. We do not describe access as universal; conditions can differ by location and may change when local requirements change. Makassar and other Indonesian locations remain subject to the same local-law wording. Read this notice before opening an account and contact us when you
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need a policy-specific answer.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.